The decision to retire is an important, and sometimes difficult one. Fortunately, you have taken an important first step towards making informed, knowledgeable decisions about your future by attending this retirement education program.
To help make the transition to retirement even easier, we present this book, READY OR NOT Retirement Planning Guide. It is full of useful information about health, financial planning, housing in retirement, leisure activities, and many other topics important to future retirees. I encourage you to take this book home and discuss these topics with your family, because retirement not only affects you, but also the people close to you.
READY OR NOT Retirement Planning Guide is written for future retirees from both the public and private sector. Therefore some of the information is general, particular that covering pensions and health benefits. Be sure to refer to ________ publications if you have questions about your pension or the ________ Health Benefits Program. If in doubt, please write or call us. Information on how to reach us is on the inside back cover.
I wish you a long enjoyable retirement full of all the best life has to offer. As always, the ________ is available to answer any questions about your retirement benefits because, READY OR NOT, retirement is right around the corner.